little boop #575: confession
I ordered my iPhone replacement online and let them put a $700 hold on my card until I turned in the old phone. It could have cost $100 flat if I would have went into the Apple store, but I did not want to go back into my former place of employment. womp womp
75 Hard : Day 1
🗝️ 45 minutes of yoga
🗝️ no 🍃🍃
🗝️ read for 30 minutes
🗝️ gallon of water
🗝️ no beef, no pork
🗝️ all activity rings closed
little boop #574: Full
I love opening my fridge and seeing that it is full. Mostly drinks and things that have a long shelf life, but full nonetheless.
little boop #572: Love
I love myself. Today, I will be treating myself to something. I just don’t know what yet.
little boop #571: cutting ties
Sometimes you have to remove yourself because it is what is best for you. Being the best for you does not mean it won’t be messy. It just means it is better than the alternative.
Little boop #569: big pieces
I have all of the large furniture bought. Now I can start actually decorating!
little boop #568: acceptance
I have accepted that this blog may never make money, but it sure does make me happy.
little boop #567: Nails
I am also too the point where my natural nails are too long for me to function.
little boop #566: debt
I have paid off over $1000 worth of debt so far this year. We are only in Month 2.
little boop #562: numbers
I have done the math, and I know exactly what I need to do to hit the financial goals I have set for myself.
little boop #561: Godmom
I am a God mom. Love, support and understanding. I got you, Camren. Thank you, Hannah.
little boop #560: handwriting
I am sure I would save so much time if I just typed my first draft instead of writing it on paper first. Buuut I just love writing.
January Debt Payoff Update: Progress, Budgeting Wins, and Financial Goals
January was a solid month for my financial journey.
I was able to cover my bills, pay off over $500 in debt, and invest in some furniture for my apartment. AND SAVE!
While I will no longer be breaking down every single expense (because it is a lot of work and a little more personal that I care to share), I do want to highlight my progress and goals for the year ahead.
Y’all know where I started.
Tackling Debt: The $30,000 Goal
One of my biggest financial goals for this year, leading up to my 33rd birthday, is to pay off $30,000 worth of debt. Since my birthday , I’ve already paid off around $1,500, which is a strong start…but I still have a long way to go.
Debt payoff is never easy, but sticking to a budget over the past few months has made a huge difference. I’ve had to prioritize, make sacrifices, and be intentional with where my money goes. But now that I’ve built some momentum, I can focus on maximizing my income and staying disciplined with my spending.
Budgeting Wins: Staying on Track
One of the biggest takeaways from January was that sticking to my budget works. It has been no where near perfect, but I’ve been able to balance debt repayment, living expenses, and even some small quality-of-life spending.
By continuing to track my spending, prioritize debt payoff, and avoid unnecessary expenses, I can keep this momentum going. February is another chance to refine my strategy and push even closer to my long-term financial freedom.
Looking Ahead: Focusing on My Craft
With a more stable financial foundation, I can now shift some of my focus to honing my craft at work. My income plays a crucial role in my debt payoff plan, and improving my skills will only open up more opportunities. As I continue to pay off debt and stay on budget, I want to explore ways to increase my earning potential.
Final Thoughts
January was a step in the right direction. While the road ahead is still long, I am m proud of the progress I’ve made so far.
If you’re also on a debt-free journey, how did your January go? What strategies are working for you? Let’s keep each other accountable!
little boop #558: Recording
I keep telling myself to record my yoga and upload it to youtube, but I really have no interest in editing the videos.